About V-Preca

Introduction to V-Preca

VISA

V-Preca is an Internet-only Visa prepaid card.
It can be used just as a credit card at any online Visa affiliated store in the world.

Notes on Use

※There are certain limitations on use, such as for payment of monthly usage fees.

18 years old or older

Who Can Apply?

If you live in Japan and are over 18 years old, you can apply. No screeinng is required.
Upon completion of a simple registration procedure, you will be issued an account to use.

※Registration is not required for V-Preca Gift.

Information on Issued Card

Once purchase of V-Preca is complete, the following card information can be checked on your member-only page (MyPage).

※No actual plastic cards will be issued.(except some products)

Information on Issued Card
  • Card Number

    A 16-digit number, the same as a credit card.

  • Expiry Date

    The last day of the month one year after the date of issue.

    ※After the expiry date, both your card number and any remaining credit on your card expire.

  • Security Code

    A 3-digit number, the same as a credit card.

  • Nickname

    You can set up your own nickname using up to 18 letters.(Half-width capital letters)

    ※This is the name that appears on the credit card.
    On some of the websites you use, you will be required to enter a card name or card holder's name.If required, enter the nickname you set.

    Notes regarding nicknames
    (notes on use)

Card Design

You can choose a V-Preca card design that you like.

※No actual plastic cards will be issued.(except some products)

  • Card Design, small 30
  • Card Design, small 1
  • Card Design, small 2
  • Card Design, small 3
  • Card Design, small 4
  • Card Design, small 5
  • Card Design, small 6
  • Card Design, small 7
  • Card Design, small 8
  • Card Design, small 9
  • Card Design, small 10
  • Card Design, small 11
  • Card Design, small 12
  • Card Design, small 13
  • Card Design, small 14
  • Card Design, small 15
  • Card Design, small 16
  • Card Design, small 17
  • Card Design, small 28

Number of Cards that Can Be Held/Spending Limit

You can hold up to 10 V-Preca cards with credit, and can use each for a specific purpose.
Also, by adding up the balance of multiple V-Preca cards, you can spend up to 100,000 yen in a transaction.

Number of Cards that Can Be Held 10
Spending Limit 100,000 yen ※You will need to add up the balance of multiple V-Preca cards.

How V-Preca Differs from Credit Cards

Comparative Chart

Purchasing V-Preca

At any time of the day or night, you can purchase or issue V-Preca over the Internet or at convenience stores.
Because this is a prepaid card, there are no cumbersome procedures such as application screening, and you can check your card information immediately after purchase.

※Registration is required to use V-Preca. Sign up (free of charge).

※Registration is not required for V-Preca Gift card.

How to Purchase

1

Buy over the Internet

After applying from the member-only page (MyPage), you can pay by credit card, at convenience stores and through internet banking. Upon the completion of payment, V-Preca will be issued on MyPage.

[Credit Card Payment] LifeCARD, Visa, MasterCard

2

Purchasing at a Convenience Store Terminal

Purchase V-Preca at a convenience store (terminal) near you, and issue card information on the member-only page (MyPage).

Seven-Eleven, LAWSON, FamilyMart, Circle K, Sunkus, MINISTOP, Daily Yamazaki, Seicomart

Card Types that You Can Purchase (Spending Limits)

When purchasing V-Preca, you can choose from card types ranging from 500 yen to 30,000 yen (spending limits).

※Card types 20,000 and 30,000 can only be purchased by credit card or internet banking.

Cards avaiable for purchase

Annual Fees

Annual Fees

There is no annual fee for using V-Preca.
However, a fee may apply to maintain a dormant card.

Maintenance Fee for Dormant Cards

If you do not use your V-Preca for a period exceeding three months, 125 yen will be debited from your V-Preca balance on the 25th day of each month as a dormant card maintenance fee.
If you use it at least once by the 24th day, which is the day before the debit day, this dormant card maintenance fee will not be charged.
Also, debits exceeding your V-Preca balance will not be made.

※E.g. If the balance of your dormant card is 100 yen, then the amount debited will be 100 yen.

※Maintenance fee for dormant cards will not be charged from V-Preca Gift. (There are some exceptions.)

Expiry Date

The expiry date will be the last day of the month one year after the date of issue.
After the expiry date, both your card number and any remaining credit on your card expire.

※V-Preca Gift expiry date will be one year after purchase.

Reliable Security

1

Security Lock Function

When your V-Preca is not in use, you can apply security lock to protect yourself against fraudulent use.
Security locking/unlocking can be set up easily at any time on your member-only page (MyPage).

※When your V-Preca is not in use, we recommend that you apply the security lock to it.

2

VISA Verification Service (3-D Secure) Supported

V-Preca is the first prepaid card to support the VISA verification service (3-D Secure).
Even on websites that require personal identity verification based on the VISA verification service (3-D Secure), such as game sites, you can use your V-Preca by entering your V-Preca MyPage login ID and password.

About the VISA Verification Service (3-D Secure)(link in Japanese)

※You will be redirected to the VISA website.

3

Email Delivery Service

You can set up email notification to be sent to you every time V-Preca is purchased or used.
You can check, for example, whether your card has been used without your knowledge, by whether or not you have received an email notification.

4

Statements of Use (Web-based Statements)

Your statements of use can be viewed in real time on your member-only page (MyPage).(There are some exceptions)
Your privacy is protected, since the statements can only be checked by you.

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LIFE CARD CO., LTD.

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